The borrower applies for a loan at a CalCAP lender participating in CARB's program and fills out the Borrow Eligibility Criteria and Certification Form. CalCAP lenders and truck dealerships may be able to assist the borrower in completing this form. In addition, the borrower completes the lender's required loan application forms.
If the borrower qualifies, based on the lender's loan underwriting standards, loan documents are prepared and signed by the borrower and lender.
