California Air Resources Board

Sets residential property insurance requirements for smoke damage claims on properties within a specified wildfire impact zone. Insurers must cover additional living expenses, testing, and restoration until properties are safe for human occupancy following guidance and rules set by CARB and the Department of Toxic Substances Control in AB 1642 (Harabedian). The bill also requires the Office of Emergency Services and the Department of Insurance, in consultation with departments including CARB, to submit legislative reports on regulatory limitations impacting the Lineage Logistics warehouse fire response and insurance coverage gaps exposed by the fire.

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